Low Down Payment

Think you need a 20% down payment? Think again!



Apply NowLearn More

Great options for low down payments

Buyers often overestimate the down payment funds needed to qualify for a home loan. The Realtors® Confidence Index from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market.

While many believe that they need at least 20% down to buy their dream homes, they do not realize that there are programs available which allow them to put down as little as 3%.

Want to learn more about low down payment programs? 

According to this report:

72% of first-time homebuyers put down less than 20% to purchase their home last month and 61% of first-time homebuyers purchased their homes with down payments below 6%.

Many renters may actually be able to enter the housing market sooner than they had ever imagined with programs that have emerged allowing less cash out of pocket.

It’s no surprise that with rents rising, more and more first-time buyers are taking advantage of low-down-payment mortgage options to secure their monthly housing costs and finally attain their dream homes.

Reach out to us today or apply for a preapproval to see if you qualify for one of our little to no money down programs and get into your dream home.

Get Qualified! Use our form or call (530) 244-0913

Please fill out our info form below to schedule your free consultation and get started. Free, No-Obligation Consultation For People Who Want to Buy a Home or Refinance