Here’s how it works:
With PYT, your loan is approved up front by an actual underwriter and safeguarded with at least $15,000 in performance assurance. That’s why a PYT Loan Commitment is considered the gold standard of mortgage protection – it shows the seller that the lender believes in the strength of your offer and will stand behind it from start to finish. Which means no delays or disappointments will stand in the way of your dream home:
- Gather paperwork so we can do the heavy lifting upfront - an underwriter has to see your information so you will know exactly what you can afford!
- Start your house hunt with a PYT Loan Commitment which gives you confidence and peace of mind.
- Present your offer with the PYT Certificate - which demonstrates that you have rock solid financing.
- Start your new life in the home of your dreams!